Important information
1. The rate which you are offered is based upon your personal situation, the loan amount and may also depend on the repayment term. Eligibility criteria and conditions apply. You must be a UK resident to apply. Loans are subject to your circumstances at the time of applying. The rate offered may differ from the representative APR.
2. Gross is the rate of interest payable before income tax is deducted. Interest is payable gross to non-taxpayers subject to the required certification. AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded once each year
3. You can access 30% of your money by making 3 withdrawals of up to 10% each time. Rates shown are for 18 Month Flexible Bond Issue 8 and 4 Year Flexible Bond Issue 9 and interest is paid at end of term. Monthly and annual interest options also available depending on product. Rates are fixed for the term, although withdrawals could take the balance into a lower tier.
4. Overdrafts are subject to status and application. All borrowing is repayable on demand.
5. Offer open to new home insurance customers only. Take out a standalone contents policy or a combined buildings and contents policy from Barclays when you buy Barclays Home Insurance and receive your contents cover for half price in the first year. Quotes must be obtained by 30 June 2011 and are valid for 90 days. Offer may be withdrawn or amended at any time. Home emergency and legal expenses are excluded from the offer.
6. Discount between 19% and 30%, depending on your personal circumstances.
7. You'll need to have been an active current account holder for at least 12 months, paying in £3,000 or more per month for the last 6 months and have an excellent credit history. Terms and conditions apply.
8. Source: Moneyfacts Consumer Award Best Student Account 27 January 2011.
9. Terms and conditions apply. We'll deposit the first £10,000 into a Barclays Business Account. After that our Barclays Business Managers will work with winners to help them make the best use of the money within the first 12 months to boost their business idea.